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Werewolfdad t1_j6oict3 wrote

You can offer to settle or wait until they do sue you.

What state are you in? You can also wait out the statute of limitations potentially

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ex-veggian OP t1_j6okoif wrote

I'm in Tennessee so statue of limitations are 6 years, about 2 more years as far as I'm able to decipher from the credit report. But I'm not sure if October 2018 really represent the last payment date, I remember I stopped paying earlier but have no proof.

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