Viewing a single comment thread. View all comments

WheresTheSauce OP t1_j6kxetr wrote

Reply to comment by [deleted] in Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce

Do you really think it's helpful to just tell me what to do while giving no context or insight as to why? Why is it so important in your mind to be married prior to owning the home when we will be married in a matter of months?

−2

alwayslookingout t1_j6lfj66 wrote

Dave Ramsey repeatedly told a story on his show of a fiancée losing her partner in a car accident right after they bought a house together but not yet married. So now she owns half the house with the other half belonging to the fiancé’s next of kin, his parents.

If you must buy a house with your partner right now just go get a marriage license first then hold your wedding/ceremony after. Or just buy it under one person’s name.

1

censorized t1_j6m8tau wrote

Couldn't that just be addressed with a will?

1

alwayslookingout t1_j6mwkrb wrote

Or a tenancy in common contract. But if you’re going to draft up a will for this then why not just get a marriage certificate instead?

1

johnny5656765 t1_j6lv6to wrote

don't listen to this sub about this point

you can't convince them. should most couples buy a house before they actually tie the knot? no. but if they have thought about and considered the risk like adults then do what's best

the concern is that something happens in the relationship and it ends between buying the house and tying the knot...and i'm not quite sure how either of you would be better off if you had gotten married before breaking up. /u/iranisculpable is not saying "put off the purchase until after marriage" which i can understand, they are saying to rush and get married before buying the house which is psychotic and way more impulsive and likely to result in an issue

1

iranisculpable t1_j6mir1o wrote

Thanks for telling me I am psychotic. That is so civil of you. OP is ready to purchase the house and OP should not take the financial risk of joint ownership with someone who is not a spouse.

There is no rush to marriage because the decision to marry has already been made. Having a marriage service performed at the county office protects OP and source legally, and they can still have the planned cultural wedding service and reception.

Blocked for your lack of civility

0