DJ-Ilium t1_j6lr7ax wrote
Reply to comment by ExistentialReckning in Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce
FHA is a 2 year wait, USDA is 3 years, and conventional is 4 years from discharge of BK. Some lenders will allow you to go conventional, but probably not if you have to carry MI
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