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herltl08 t1_j6p1nzw wrote

Never ever negotiate with these agencies. Always tell them that you will only deal with the original creditor. That is your right no matter what the fine print says.

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marvelguy1975 OP t1_j6p7j7x wrote

I hear that...so whats my option? Would one of these companies then discharge the credit?

I'm doing good paying shit off and I will be debt free in 24 months...but...anything helps if you know what I mean

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