Bangkok_Dangeresque t1_j6j0vhn wrote
>Am I really behind now in life?
No. The average 22 year old has negative net worth and has never heard of an IRA. Spend less frivolously (without budgeting for it), and don't get addicted to gambling. You'll be fine.
data_ferret t1_j6jbmko wrote
Not only this, but please don't think of yourself as "behind in life" based on your net worth. Life isn't about collecting money, which you can't take with you anyway. Life is about living.
Living well means being responsible with your resources so you can use them well. That's it.
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