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Cheaper2000 t1_j6k0bc3 wrote

You don’t need a financial advisor, at this point there advice will (at best) be the same information you can find in the wiki.

You seem to be a bit misinformed on some things (you’re likely maxing your 401k match, the max contribution is more than you can afford on 45k), but reading the wiki here and Google searches will clear up most details relatively quickly.

Get rid of the debt asap and then focus on getting your income up. 45k for full time work isn’t great especially if you’re single income, and it’s certainly going to make buying a house difficult.

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