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firefly20200 t1_j6k20ov wrote

Honestly there's not a lot of "fancy" things for you to do, and the ADHD isn't really an excuse. Set the 401k to max the match your company gives you, and if you can afford it, maybe 7% to 10% total. (Max is like $22k/year so I doubt you're actually maxing it).

Then set up with your bank that $100/mo, or a week, or whatever you can afford goes from your checking account directly into your savings account. Probably can do that online in five minutes.

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keenieBObeenie OP t1_j6k3bgi wrote

Yeah I've realized I don't understand how my 401k works so I'm probably going to work on that. I actually set up automatic transfers the moment I went back to full time work, which is why I have what I do in savings

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firefly20200 t1_j6k5npj wrote

Really for someone at your income, that's probably enough. Get some savings set up incase you need to access the money, use automatic transfers for that too.

Then dump as much as you can into that 401k, even if you have to adjust things down later on.

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