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keenieBObeenie OP t1_j6k3bgi wrote

Yeah I've realized I don't understand how my 401k works so I'm probably going to work on that. I actually set up automatic transfers the moment I went back to full time work, which is why I have what I do in savings

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firefly20200 t1_j6k5npj wrote

Really for someone at your income, that's probably enough. Get some savings set up incase you need to access the money, use automatic transfers for that too.

Then dump as much as you can into that 401k, even if you have to adjust things down later on.

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