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jws1300 OP t1_j6dssty wrote

Reply to comment by nails_for_breakfast in Pay down on house or keep in savings? by jws1300

I guess I shouldnt say I dont need it, theres always a chance. If I need a couple grand I can reach out to the folks or something.

*this would be an extreme emergency btw

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LordOfTheStrings8 t1_j6dxeq2 wrote

Wouldn't you feel better knowing you have the money on hand though? I have some recent debt I could pay off right now but choose not to simply because I don't want to use my emergency fund.

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jws1300 OP t1_j6e0e3k wrote

Depends on if that debt was higher interest than what savings was pulling... Which answers my original OP question - I just didnt know if there was anything crafty these days to give me an even better position that I was missing.

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LordOfTheStrings8 t1_j6e0kw1 wrote

It doesn't hurt to ask. My debt interest is like 6% so it sucks to have but it will be paid off soon without paying too much in interest.

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