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jws1300 OP t1_j6dxhec wrote

I'm 44 yrs old, biggest emergency I've had was a $8k air conditioner / furnace and I didnt even use cash because its at 0% interest.

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Bad_DNA t1_j6e7k6n wrote

THAT is good financial planning. Use other people's money when it doesn't cost you if you can. I still think having an oh-sh*t stash will pay off for you in the future. :)

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