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Andyyougoonieee t1_iwvg8gf wrote

Ha! Back in my PI days not only was this an issue but fake insurance cards and inspection stickers as well. Bottom line, I don’t trust any vehicles in Philadelphia have correct / up to date / legal documentation.

Edit to add: every responsible person in this city who cares about their car, should have “full coverage” (this is actually a bullshit term) anyway, thats mean DO NOT waive full tort, do NOT. waive comprehensive/collision and increase your UM/UIM coverage. You can ONLY protect yourself!!

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Glystopher t1_iwvnm9x wrote

Do all this and your premium more than doubles, no thanks said the owner of a heavy tank of a E-150 van that just stays parked unless moving or camping.

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Andyyougoonieee t1_iwvyd6e wrote

No one said it was cheap. But again, only you can protect yourself. Sure as shit can’t depend on anyone else to fix your car or cover the cost of your injuries, even if it’s their fault. So therefore, you have to carry quality coverage.

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