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uglybushes t1_je2htad wrote

I’ve never seen any value in home warranties

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Aggravating_Foot_528 t1_je2i04k wrote

Agreed. They really don't cover much. Stuff in your home breaks and you gotta pay for it. All the warranty does is add a profit source to the company offering the warranty.

good article that suggests you put the premiums into an emergency fund instead -- https://www.investopedia.com/articles/mortgages-real-estate/11/home-warranty-worth-it.asp

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AntiStatistYouth t1_je2k2mk wrote

This is the right answer. Drop the home warranty, save your money. Home warranties are notoriously bad value.

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pghreddit t1_je2yvi4 wrote

I've found all 3rd party warranty services expensive and predatory.

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the4ner t1_je7u9nk wrote

My realtor negotiated one year paid by the seller as part of our home purchase. Our furnace died in the first six months and the home warranty did end up covering about 2k of the cost to replace it. But - I didn't renew when the time came.

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