Contract worker here, I get health, I get retirement, I dont get holidays so I always volunteer to work them so that doesn't matter (I'd rather have my coworkers get the holidays off anyways since I'm never near my family). Depending on your agency you can get time off (work x amount of hours to get x amount of time off), mine I don't but yeah I would rather just work 6-9 months out the year and take the other 3-6 months off.Also for the termination I have had one contract terminate (My contracts are generally 13 weeks) I had about 4 weeks left on mine and they cut the whole hospital system's contractors. I get paid out 2 weeks still.I've been working as a contractor for about 6 years now because I like the flexibility of working when I want and you know visiting the US while working. I will never go back to working as a permanent employee in my field, if contracts dry up I'll simply transition over to working for medical instrumentation companies.