He doesn't get it. He doesn't care. Sit him down and explain that this is a deal breaker for you.

I've had that problem too. Set up his pay check for direct deposit to two accounts: a debit/checking and a savings. You can set up the savings that he can see it but not touch it or not see it at all.

He proposed buying another truck for $13,000. That's buys a very nice diamond ring.