That is absolutely ridiculous. I knew they check credit scores, but penalizing you for a new credit card??? Unreal. I have my other car (2008 Mazda, paid off) insured through them, but I have basic coverage since it’s old and not worth paying crazy coverage for. Very good to know about this experience because I’ll be dammed if I’m going to consider insuring both cars through them, much less continue with just the one. Can’t wait to see what my rates do when that renewal period comes.