I think if you guys don’t have kids, the city is perfect. I have been a city dweller for 15 years, primarily Fan, Museum District, and Northside. I have not lived in the areas you mentioned. There are SO many pros to living in the city. Here are some cons as a homeowner.

-My house is very old. We do a lot of work ourselves. But if we have to hire out, there is always some speciality product because it’s old, so. 💰

-Having kids, we want to use the amenities, but they kinda suck. We go over the county line for Parks and Rec and the library. They just aren’t as welcoming and the programming isn’t as expansive.

-There are a pocket of well-funded and supported schools, but many leave after elementary, and even then, people send their kid to 6 different schools, so the community feels fractured and distant.

In your position, I’d definitely live in the city, but I’d rent for a year and then buy.