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ifitfartsitsharts t1_j5g9d5z wrote

Problem is, when people have a manic episode, their judgment is severely compromised and they can ruin their lives in days (gambling, risky behaviors, medical effects). Some people will spend all of their money during an episode and ruin themselves financially. So even if the absolute risk of having a manic episode is low, the consequences of having one can be catastrophic. Theres no insurance for unintentionally ruining your life (non-medically) while having a manic episode.

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Chronotaru t1_j5gai9l wrote

People who have bipolar one already have manic episodes. A very temporary increase isn’t adding anything new, it’s making their lives more difficult for a while in which they might mean they need more support in that window. In a hypothetical scenario it might even be worthwhile to be an inpatient for a week to ride it out of there was a payoff.

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