I have my doubts on the value of Crypto, but owning assets is indeed getting more important as we approach AGI / Singularity. AGI will cause technological unemployment and is thus highly deflationary. In that case it is actually preferable to hold assets that will appreciate in a deflationary environment e.g. bonds, dividend stocks, money market funds, CDs (certificate of deposit, not the one you can by in record stores!), even cash (cash appreciates during deflation).