First we just have to realize that allowing existing homeowners to block construction of housing shouldn't be allowed. Then we need to ensure that infill developments are encouraged through subsidies over greenfield developments.

Housing is soo unaffordable for so many because we allow housing developments to be blocked so easily. If food was the same way we'd have far more starving people and only organics would ever be grown.

After we fix the market for housing then a housing stipend program similar to food stamps could fix the rest.

When we talk about UBI and AGI and mass automation things change a lot due to the massive wealth generation that would create.