Any recommendations for rent to own stores with appliances, specifically washer and dryer sets?

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ChewML t1_j81vrc7 wrote on February 11, 2023 at 12:31 AM

Unless your credit is completely shot, I wouldn't recommend rent to own. Those places are about as bad as the title loan companies.

If you can maybe apply for a Lowe's card, they have fixed low interest (7 or 8%) options for higher amounts. When my wife and I had no credit, we were approved for about $2,000 there.

417sadboi t1_j898cag wrote on February 12, 2023 at 4:34 PM

For more context you can end up paying an upwards 325% of an item's value with rent-to-own https://www.forbes.com/advisor/personal-finance/the-true-cost-of-rent-to-own-and-alternatives/

gohomechal t1_j852l2x wrote on February 11, 2023 at 6:10 PM

check fb marketplace, people are always getting rid of working washer and dryers

[deleted] t1_j81qora wrote on February 10, 2023 at 11:53 PM

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jweezy0215 t1_j81wt2p wrote on February 11, 2023 at 12:38 AM

If u need a washer and dryer for a short term fix or wanna do a 90 or 120 days same as cash plan then rental stores are great! Just don't go the 2 or 3 year route that's when it gets crazy.... national TV rental and sales on kearney is good.

[deleted] t1_j84lc3v wrote on February 11, 2023 at 4:12 PM

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my_monkeys_fly t1_j89hvp8 wrote on February 12, 2023 at 5:39 PM

Personally I would ride the laundromat and save up. Those shoes prey on the poor.

tye1984 t1_j9i0p9y wrote on February 22, 2023 at 2:47 AM

Rent to Own places are the biggest rip offs you could find. The $400 washer you could buy at Lowe's will eventually end up costing you $1200+ at a Rent to Own. You would be much better off just finding cheap used appliances on Facebook marketplace or craigslist.