Submitted by Existing-Patient-709 t3_10z50am in springfieldMO
ChewML t1_j81vrc7 wrote
Unless your credit is completely shot, I wouldn't recommend rent to own. Those places are about as bad as the title loan companies.
If you can maybe apply for a Lowe's card, they have fixed low interest (7 or 8%) options for higher amounts. When my wife and I had no credit, we were approved for about $2,000 there.
417sadboi t1_j898cag wrote
For more context you can end up paying an upwards 325% of an item's value with rent-to-own https://www.forbes.com/advisor/personal-finance/the-true-cost-of-rent-to-own-and-alternatives/
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