Submitted by Anima_EB t3_111xuus in springfieldMO
Hey guys. I'll try to make this short. I need two surgeries they can be performed at the same time. However insurance covers one but not the other. I've been trying to get information from Cox for 3 weeks about plans but nobody calls back. Anybody have experience with self pay for Cox or their plans. Are there any resources to help out there? Is it possible to have them done at once with one being self pay? Thanks in advance!
BasicallyHummus t1_j8hriln wrote
I just started at Cox working as a surgery scheduler a few months ago, so while I don’t know everything I will try to pass along what I know. Bear in mind I only schedule procedures, I do not work with insurance or take payment ever, but I do work directly with those who do.
Cox does offer a self pay option for pts, and this option I believe comes with a heft discount (I believe somewhere in the 30%-50% off range. ), however if you are selfpay by choice (meaning you have insurance, but it won’t cover this procedure so you want to be selfpay for this one moment) that voids any discounts that were offered.
Additionally I have not heard of a case yet where a combo surgery had one approved procedure and one denied procedure. I would imagine they would not want to proceed like this and would prefer everything to be approved before starting surgery.
I would recommend maybe calling one or both of the offices that have planned these surgeries and try to speak to a Financial Advisor if they have one in office (some work in my clinic, I’m not sure if they work in every clinic). If that doesn’t work the only resource I can give that would be reliable would be to call their pre-admission department. They might be able to help, or might be able to give you a connection that could do more for you. Their phone number is 417-269-6791.