Submitted by hikingjoey123 t3_11egsvl in springfieldMO

Just recently have had my last straw drawn at my current bank and am currently looking for new options.

Anyone have some suggestions of banks that haven't given them copious amounts of trouble or surprise/hidden fees? Also a majorrrrrr bonus if they can print same day debit cards. I'm tired of waiting 2 weeks for a new debit card in the mail and having all of my automatic payments backup/go inactive.

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FateInTheRain t1_jadziyw wrote

Our U.S. Bank Experience:

*The customer service is a HUGE plus for us. Every time we had to call, they were super friendly, fast acting, and helpful.

*They waived all of our "maintenance fees"

*They are PHENOMENAL at fraud alerts. If they detect any type of fraud, they will temporarily lock your card so no one can use it. It saved us big time when a thief attempted to steal money from our card.

*They never gave us any type of hassle and always got things done same day.

*No hidden fees, but don't overdraft your account.

*The app is very easy to navigate .

*They use recyclable cards for eco-friendly practices.

*There are a lot of branch locations in Springfield for easy access.

*I don't think they print debit cards the same day, though. They do have instant temporary ones you can get. Every time we have needed a new one, we just order it through the app, and it comes within a week or so.

We have had them for a little over five years now and love them!

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Cold417 t1_jae0cwy wrote

Your bank should allow you to decline overdraft protection, if that is an issue.

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houndawg51 t1_jae1776 wrote

I’ve been happy with Great Southern. Plenty of locations, convenient hours and they can print cards.

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Anima_EB t1_jae2i1a wrote

Go to a credit union. Banks suck. My girlfriend has METRO CU and they seem pretty good.

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Anima_EB t1_jaea1o5 wrote

They actually have a location right by the Alamo on Campbell now. It's quite nice. I'm from STL so my CU is in STL and it's the only ATM I can use without a fee on top of that.

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ChewML t1_jaea34n wrote

I second Great Southern. My wife and I have been there for probably 15 years or more. The hours and locations were the big selling point in the beginning. Just wish they would get a location in Bolivar.

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giftedgaia t1_jaeai69 wrote

I've used Commerce for over a decade. Any time I've had an issue, I've visited the branch on Battlefield & Fremont and they've fixed it without additional drama. I also had a new debit card printed there a week ago, which took 5 minutes.

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SCORPIONfromMK t1_jaebus6 wrote

My grandpa has been with metro for over 40 years so has my entire family, they are excellent, twice I've been able to get a loan same day without even going into the bank, one for $5000 and one for $10000. I'd recommend them to anyone looking for a change in banking.

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adverseaura1 t1_jaee2pi wrote

Blu Current is amazing. Great app, participates in co-op ATM AND Branch network and they pay a pretty good interest rate on checking as long as there’s 12 monthly debit card purchases.

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Fizzeek t1_jaej5fx wrote

I use TELCOMM CU and MidMo, both can print a credit/debit same day. I only use MidMo to get the 4% back when I swipe, but both have been good for me.

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fatgraycat85 t1_jaepoar wrote

I really like BluCurrent. They give me $5/ month and there are no atm fees for any credit union atm machine.

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AmcillaSB t1_jaeukyq wrote

I've been with Commerce for 30 years, and not had any problems. Their loan department has been helpful with questions or whatnot and generally quick when I need things like pre-approval letters.

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GBBorkington t1_jaf03zr wrote

State Bank of Southwest Missouri. They are great to work with and print same day cards.

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PM_YOUR_PUPPERS t1_jaf4m3z wrote

I have an account with Arvest and I have an account with SoFi .

Arvest gave me really good interest rates on my loans so I keep an account with them to maintain that, But I have honestly enjoyed SoFi banking more as the app has more tools to manage things.

I guess it depends on what your looking for.

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nbmft13 t1_jaf4ni9 wrote

Another vote for Commerce. I've used them since I moved here in 2012 without any issues. I recently had to deal with a fraudulent use of my card. Their customer service was excellent and I got my new card printed at the bank the next day.

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hairyTalbot t1_jaf4oav wrote

I’ve used UMB for 23 years and never had issue

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