Good for you, but you're in the minority. 2020 average yearly income in Springfield was $23,679. If following the guideline of paying no more than 1/3 of income toward housing, that's $592 a month not including utilities, pet rent, etc.

Also, it's not like Springfield and surrounding areas aren't already inundated with luxury apartment housing (Heer's, The Edge, Silverleaf, The Preston, Cambium, Farmers Park, Quarry Town, Township 28, Chesterfield Lofts, 60 West in Republic, etc etc etc.)