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Comments
ecom47 t1_iydwlco wrote
Yea ur being shady. Only a shady person would use a cash advance on a credit card to out it into savings.
freecain t1_iyd82l7 wrote
The TIFU was committing a low key version of embezzling from you SO. As a SAHP, you should have access to your own money - you are taking on a role that would cost money if you didn't do it (A LOT!!!) - he just happens to be doing the role that brings in the money. However, that really should be a mutually agreed thing (ideally before you quit your job). Your approach probably cost a fair amount in interest - so the deception not only was emotional, but has a real financial cost too.
nowhereman1223 t1_iyd77i1 wrote
I'd argue the TYFU was when you hid information about finances. Or felt the need to do that. Typically that means something is wrong somewhere else.
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Also how would moving the account over show the other party all the information on your personal account's transactions?
when you sign in you should only be able to see information for accounts you have access to/are owner of. Do you see your partner's personal account?
If you do then those aren't personal accounts, they are either joint, or have written authorization to disclose the information to the other party.
HammerTime7753 t1_iyfawli wrote
You’re doing cash advances on a credit card to put money into savings? Isn’t the transaction fee on cash advances insane? Like 19% + prime? If so, not only is it a bit sketchy, it’s a road map to financial ruin.
th3n1ck27 t1_iyeeqis wrote
Shady and stupid what a great combo
AcrobaticSource3 t1_iyesh51 wrote
Your partner is gonna look at bank D, and be so mad that you’re never gonna get his D again
ZeroPoint1988 t1_iye4h2u wrote
Honestly, it has to do with how much you trust your partners choices financially, the joint account will either help you both if you continue to make good choices, or can hurt if payments are missed or to much credit without payments are used.
DefiantCondor t1_iyegfq6 wrote
Get ahead of it and dont avoid it....since you cant anyway. Meaning, talk to your partner pro actively...i can assure you that out come is still better then the other. You know it.
SaraAmis t1_iyehda9 wrote
Is your SO abusive or controlling? If so, do what you have to, but you should be planning your way out. If not, what is driving this?
ariphron t1_iyd7fyo wrote
And you are paying cash advance rates on the credit card just to put money in your savings. That is about the dumbest thing I have heard .