Yeah, you are wrong. I suggest you call a real librarian, maybe at the state or uvm, and ask them how much a contract is for a year for an average library database - examples jstore or Lexus nexus. In my knowledge they can range from 1,000 to 100000 annually. Then ask them how much is available for journal archives in the subscription contract. Because sometimes that costs more. Then ask them how many databases they have for a comprehensive digital collection.
A few years ago I heard a statistic- something like only 25% of the world’s information is available online. That’s a small world if your limiting yourself to just that. Oh and do you want to talk about lack of reliable internet services, especially here in Vermont? Libraries are great for their printers but behind the scenes they do more than you can even image. Go visit one sometime. Librarians love to show them off.