If you’re pretty healthy and don’t have the need for frequent appointments, I’d recommend looking into a health share (there are some that don’t require religious affiliation). I pay about $200/month which includes my health share (that includes one 100% covered per year and shared costs for other medical needs) and a DPC membership with a local doctor, which gives me unlimited visits throughout the year with her. This ended up being cheaper than insurance for me with way more coverage