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E_White12 t1_j6kgu6f wrote

I’m going to come off as an asshole but if you make 80k and can’t afford heating oil your living outside your means. Just because the bank approves you for a certain amount doesn’t mean you need to use it all.

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lottabigbluewater OP t1_j6mmhow wrote

I don't make 80k. I wish I did. But you're right, it's all about smart choices and living below your means. Which I am struggling with now as well

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