"we are finally ready to buy in Waterbury" 😂 so are you and half of the state

Let me add to this. It's almost impossible finding a RENTAL unit in Waterbury, let alone buying a house. Sure, they're out there. But are you willing to pay $150-$250K above what it's worth? Raised interest rates really haven't budged the Waterbury housing prices... just stabilized them. There's too high of demand and no supply.

Waterbury "village" you're very liked to have to pay for high flood insurance. "Waterbury Center"... Stowe is going to drive these run down spots up well above their worth.

If you're a high baller (looking for houses over 700K) and can afford Perry Hill, Blush hill, or Kneeland Flats, I'm sure there's some of those for sale that are stagnant on the market. Real estate agent could assist in those ones.

Good luck. I can't fault you for wanting to live there.