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Nostalchiq t1_j5osbr5 wrote

Reply to comment by Ok-Mycologist9515 in Starting to think moving here was a mistake by [deleted]

We haven't been able to save much money since food and the cost of living is so high, so we'd be lucky to be able to put down 3% :( But it's really nice! We'll keep it on my mind, thank you.

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Ok-Mycologist9515 t1_j5otdbz wrote

Have you looked into down payment assistance?

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Nostalchiq t1_j5ottxw wrote

I haven't heard of that before, but I do know we don't qualify for a lot of things because we're not first time home buyers and because my husband "makes too much". Of course they don't factor in taxes or food or insurance or anything else that leaves us with barely anything at the end of the month :(

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NevilleTheCactus t1_j5p9p3v wrote

I mean this nicely, but it does not sound like you are financially ready to purchase a home. You should work on increasing your savings, and either making more money or budgeting in a way that you aren't left with "barely anything" at the end of the month before you think about buying. Highly recommend checking out r/personalfinance

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