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ArtificialOP t1_j9tjkii wrote

Do they search your house when you declare bankruptcy?

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Americanjackoff t1_j9tnbj2 wrote

You have a house and are asking us for finically sound advice? Jokes on you! I live in a box underneath a factory beside a river by a swamp… shits fucked, but I get cool water with a green glow to light my shit at night! I haven’t needed drugs from the copious amounts of fumes, and I’m pretty sure I ate my dog… so just knowing you have a house makes me think you know a sit ton more about budgeting than I! Asides, they wouldn’t want to search my shit even if they could find or recognize me!

Signed off, Pickle Rick with pickle Dick.

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HolyAndOblivious t1_j9ty4lm wrote

No. That would be highly illegal! Try not to own the house directly too!

When covid hit I defaulted my CCs, even though I never lost my job. Applied for covid relief and got it refinanced with no interest.

I kept like 10k worth of shit I could not afford.

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ArtificialOP t1_j9uep57 wrote

Shit bro I should’ve done that back when it was available

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HolyAndOblivious t1_j9ufdku wrote

companies got offered free loans and stole those funds. I thought the average WSB poster knew that in advance. When I read that, I went searching for which benefits could I ask and stole those funds too.

If you cant beat em...

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ArtificialOP t1_j9ufxth wrote

People in my hometown were fraudulently getting covid funds and I wanted nothing to do with that and low n behold a few months/years later many are being prosecuted by the feds

I guess I didn’t know how to do it the right way so I just steered clear

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HolyAndOblivious t1_j9ugxk0 wrote

its illegal until microsoft or apple do it. lol. I defaulted on everything and here I am! Inflation doing it's job of erasing my personal debt. I got a 12 month interest free freeze and then an interest free refinance deal on everything. I just have to keep up with this payments for 1 more year and I'm debt free and its literally peanuts that get swallowed by inflation too. Next year I will be paying cents to the dollar.

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Esentially, I owe the same nominal amount of money. Add my pay raise, substract inflation and I made out like a bandit. Fuck you, I got to be the wise guy here.

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