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MixedElephant t1_j9vcfly wrote

What rate is the car loan?

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Downtown-Fig602 OP t1_j9vdxov wrote

5.6

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MixedElephant t1_j9vf367 wrote

What I’d do:

Payoff the car. (48,000) Buy 2 BTC, and cold storage hardware (trezor and a stainless steel seed card) ($47,000)

Buy $45,000 QQQ

Then add $900 every month to your investment account and add to QQQ.

This isn’t likely going to make you a millionaire in two years, but it’s definitely more aggressive/risky than /r/personalfinance. And you’ll be in a very good position in 15-20 years.

BTC is the optionality in your portfolio. It could end up paying off huge ($200k+ per coin, or could flop).

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Downtown-Fig602 OP t1_j9vfn4h wrote

I was thinking something very similar minus the car payoff part

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