>The best way to get rid of this is to sell the car and pay off the loan. If you can't sell the car, you may be able to negotiate with the lender to have the loan forgiven or paid off for less than what you owe.
If you're in the US your credit history will be erased after 7 years. Sell the car for cash, stop paying the loan, buy a used Toyota Corolla and don't answer strange phone numbers for 7-8 years.
VisualMod t1_j9ng054 wrote