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Chishuu t1_jef1pjl wrote on March 31, 2023 at 3:21 PM

Reply to comment by markgriz in "No REALLY, we're doing fine" ~ every bank right now by JPowsSecretlover

UFB is paying 5.02%

markgriz t1_jef2wmv wrote on March 31, 2023 at 3:29 PM

I saw that. Read the reviews, sounds like a nightmare

Chishuu t1_jef5acl wrote on March 31, 2023 at 3:45 PM

How so? Seems to be solid

markgriz t1_jef6ewm wrote on March 31, 2023 at 3:52 PM

https://www.google.com/search?client=firefox-b-1-d&q=ufb+direct#lrd=0x14e499021e5022a3:0x158e45105f414de9,1,,,,

Not making a judgement, just saying lots of complaints

Chishuu t1_jefb2pm wrote on March 31, 2023 at 4:22 PM

Seems like they have poor customer service.

Probably can’t support the massive influx of customers

ItsDijital t1_jefddsq wrote on March 31, 2023 at 4:37 PM

Ally has a no penalty CD at ~~4.75%~~ 4.35%

https://www.ally.com/bank/no-penalty-cd/

gnnr25 t1_jefx0hr wrote on March 31, 2023 at 6:45 PM

This is the way

Chishuu t1_jeg1xaj wrote on March 31, 2023 at 7:18 PM

Yes, but there’s a 18 month hold. And there are penalties for withdrawing early. And it’s 5%.

ItsDijital t1_jeg5r55 wrote on March 31, 2023 at 7:44 PM

No, the minimum holding time is like 6 days. That's what makes it "no penalty".

Edit: it's 4.35% now

Chishuu t1_jeg73es wrote on March 31, 2023 at 7:53 PM

Ah, I didn’t see the no penalty link. Thanks.