You know what doesn't have any downside? Owning a company that buys promissory notes and debts of the customers of failed/bailed out banks (i.e., FRC) for literally pennies on the dollar.

Then those companies who now own the debt the customer originally had with FRC (which will no longer exist in its current form), go after that customer for 100% of the debt owned, plus any interest and penalties that may be there. And if they don't/can't pay, wreck them in collections and/or bankruptcy/discharge and STILL recover more in repayment than the pennies it cost them to buy your debt from FRC when it was liquidated.

Congratulations on being literally regarded. You have stock worth $0 and high interest debt you can't get rid of.