No. You don't get it. Accepting fraud and poor management of customers capital is not something that should be accepted as good behavior.

"Riding the waves" of incompetence is something I just need to accept? Please explain to me where did you come up with such brilliant insight? A child thinks this way.

You logic suggests the underlying currency (the US Dollar) can withstand a perpetual train of corruption without investors every questioning its value and stability. We should just ignore common sense because things will just magically fix themselves? Good luck with your thesis.