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Explosive-Space-Mod t1_j250evz wrote

Reply to comment by [deleted] in Any advice on Roth IRA stocks. I lost over $7,000.00 :/ by doubledgetmoney

> ceteris paribus

Isn't this the reason for the ROTH in the first place? Hedge against raising taxes on large amounts of money so you pay in a bunch while you're in the lower tax brackets so when you retire you don't get Uncle Sam giving you a proctology exam with his hands on your shoulders.

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[deleted] t1_j251wul wrote

[deleted]

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Explosive-Space-Mod t1_j2528do wrote

I'm with you on the not gambling part. It's the "All things considered the same" bit which is hardly the case when talking retirement plans.

My retirement plan is in an index fund with deposits each paycheck and if I feel like gambling I just go mess with crypto for a little bit and lose it there instead of with stocks.

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