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0730x t1_j37a5r2 wrote

I like Joe from Better Plastics in Jersey City. Despite the name the cabinets are not made of plastic, I don’t know where they got that name. Joe comes out to your kitchen to take measurements and take your opinions if you have any. Then he’ll propose a couple layouts as to where to put each component such as sink stove dishwasher fridge, etc. You pick between styles and colors of cabinets. They also do countertops but I’ve used countertop specialists for that.

Joe Caggiano Better Plastics Elegant Kitchens & Bath 1 Mallory Ave Jersey City, NJ 201-332-6777

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0730x t1_j31l9or wrote

Realtors around here often go by the 3X rule. That’s because what people want to do with their savings is up to them. 40X is more for NYC. But as a renter myself I had always been more conservative so I can actually build up savings and have some money left over to enjoy the amazing restaurants and bars we have around here.

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0730x t1_j31k4au wrote

One rule of thumb is your income should be 40X the rent. I like to save more conservatively and have some extra cash to spend so I would suggest that $1425 should include utilities. Most/many apartments don’t include utilities so budget $100 per month for that.

But remember that $1300 for a bedroom in a 2 or 3 bedroom apartment share will range from somewhat nice to very nice. $1300 for an entire 1BR or even a studio is not likely to be nice at all.

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0730x t1_j31i6pc wrote

I agree with some other people here that mentioned finding a roommate situation. It’s usually more temporary than signing a 12 month lease and you won’t have to furnish a whole apartment. One way to judge an area is the more expensive it is the more people want to live there. Hoboken and Jersey City near the Grove, Exchange, and Newport path stations are the most expensive areas and you can probably find a room for less than $1400 which is really the max you should be spending at $57k income. Once you are more familiar with the area, you can then choose to move to a cheaper area further from a path station or whatever you’re comfortable with.

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0730x t1_j31go3w wrote

Are you able to visit these places to generate your own opinion? One way is to go to the center of the downtown area of each neighborhood, and also to visit a nearby supermarket to get a sense for the local population. Many people find JSQ to be a good convenient place to live. Others do not want to live there. It’s subjective.

What your realtor did when telling you not to live in JSQ is illegal and is called Steering.

From https://www.nar.realtor/fair-housing-corner/steer-clear-of-steering

“Steering” is the practice of influencing a buyer’s choice of communities based upon one of the protected characteristics under the Fair Housing Act, which are race, color, religion, gender, disability, familial status, or national origin. Steering occurs, for example, when real estate agents do not tell buyers about available properties that meet their criteria, or express views about communities, with the purpose of directing buyers away from or towards certain neighborhoods due to their race or other protected characteristic. If a client requests a “nice,” “good,” or “safe” neighborhood, a real estate professional could unintentionally steer a client by excluding certain areas based on his or her own perceptions of what those terms means.

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