You want to ask yourself why spending makes you feel so good. You also want to ask yourself why you’re getting out of debt. What will you do when you don’t owe anyone anything? What will it feel like when you can just go buy something for cash instead of running up credit card balance?

You want to have a clear reason why you’re getting out of debt, and when you do something financially that causes you to go the wrong way, remind yourself that you’re hurting your progress towards those goals.

This takes some serious thinking. Your goals have to be so vivid and so strong that you won’t want anything to get in your way of achieving it.

Doubt they were in class at all

Yep, same here. Just a little arm soreness for like half a day.