677536543 t1_jbblthu wrote

My wife and I got pre-approved the day before we made an offer. You just need to have your paperwork in order proving your income and assets/cash.

Someone I know just bought his first condo going through a local bank. He said they're more likely to give you a loan than the larger banks because they're also in the community you're in, and make their decisions in-house.


677536543 t1_janv7yo wrote

The biggest thing I learned is that you'll spend the first few years of homeownership getting the property up to your standards (cutting back trees and brush, planting grass) and fixing all the small things the previous owners put off fixing (looks like this doesn't apply to you!).

I've heard from friends in the business that a lot of new builds have inferior materials because of scarcity and inflation in recent years. Not saying this is true in your case, but keep an eye out for things that break or are of poor quality.

In general I'd say stay up on maintenance of your appliances and how your house is heated. You don't want it to break in the middle of the winter!

Get a pest company to come spray for insects around your foundation twice a year - it'll cost about $400-$500 per year but will kill the bugs that will damage your house over time.


677536543 t1_ja1misq wrote

People with low plates in NH are politically connected. Gotta know somebody who knows somebody high up in the DMV. Normal people are outta luck!

Now, MA couldn't handle the look-the-other-way corruption. So much so that the patronage/bribery around low plates became a scandal, so they instated a yearly lottery for 4-digit and lower license plates. I scored a 4-digit plate starting with the number 4 a few years back. Most people don't care but some people find it cool.


677536543 t1_j9vg8r9 wrote

Black Mountain is the closest and is rarely ever crowded. It's a smaller mountain though, so if that's not what you're looking for, any of the other mountains in the area (Cranmore/Atitash/Wildcat) will be crowded similarly. My personal favorite is Sunday River in Maine. It's big and spread out so it handles the crowds well.


677536543 t1_j9b80ig wrote

Yes ticks do exist in New England. Are they the menace the media and people who most likely never go outside claim they are? Hardly.

As others have said, do a tick check after you've been out in deep woods or fields with tall grass. Light excursions on well-maintained trails pose very little chance of encountering ticks. They primarily lie in wait on objects that brush up against you.


677536543 t1_j6219it wrote

Yes, South Lawrence, especially the Mount Vernon neighborhood abutting Andover is the nicest neighborhood in the city. Basically the closer you are to Andover/North Andover, the nicer it gets. This doesn't mean you won't have the general city atmosphere but it's definitely not the ghetto.

If you're not tied to a specific area and are comfortable with the commute, I'd suggest looking in Salem, NH and the surrounding areas. Real estate tends to be cheaper in NH. Might be worth it for a little more peace and quiet. Even check out Haverhill.


677536543 t1_j4qsmkq wrote

Exeter/Stratham/Newfields/Newmarket...any one of those towns will get you space but you'll be fairly close to the highway for access to Portsmouth and the beach. Personally I would look closely at Newmarket. Good downtown restaurants and young-ish vibe.


677536543 t1_j2tjt2x wrote

Newmarket is definitely small but has UNH the next town over, which keeps it young relative to the rest of NH. Also not too far from Portsmouth and the beach. The Stone Church and Oak House are two places lots of younger people hang out at. Dover is definitely bigger but similar situation albeit a little more working-class.


677536543 t1_j2qyc9c wrote

Manchester will have what you're looking for in terms of size and opportunities to meet people, but as others have said, a lot of it will be similar to what you've found in Portland, minus access to the ocean.

I would suggest checking out Portsmouth and the surrounding area. Dover and Newmarket are worth a look, easy access to Portsmouth and the ocean but cheaper and with a younger vibe due to proximity to UNH.


677536543 t1_j1qaou4 wrote

I have never taken it but I had a boss who took it for years and it was his preferred commuting option. Gets you right into downtown. He would walk to the office from there. Only downside was it sometimes wouldn't run due to weather and he'd have to drive in.

To get to Logan you'd have to hop on the Blue Line at Aquarium.


677536543 t1_iy503np wrote

I always bring friends to Sunday River because I feel it's the biggest bang for your buck in terms of size for price paid. Yes it gets crowded on weekends but the mountain is big enough that they can be largely avoided, and overall having three lodges and multiple hotels spreads the crowds out better than other places. Everywhere will be crowded to a certain extent until the end of February. I tend to avoid Southern VT due to all the pushy and rude New Yorkers. Sugarloaf in Maine by far is the best and chillest vibe. You may have luck avoiding crowds at smaller areas but you may not get the bang for your buck.


677536543 t1_iws4dix wrote

Thank you. This is exactly what happens. Multiple cars ride each other's asses and repeatedly tap the brakes, causing the whip-crack effect when traffic slows in front of them ever so slightly. Leaving some space and not having to brake every time the person in front of you does, does wonders for preventing stop-and-go traffic.


677536543 t1_iui4jmz wrote

I live in Newbury, which is two towns south of Salisbury, with Newburyport in the middle. My wife is a physician who works 25 minutes away at a hospital in New Hampshire.

It's about 40 minutes to the edge of Boston from here, longer depending on where in the city you're going. The commuter rail runs from Newburyport right downtown to North Station for public transit non-driving access. There are two major highways (95 & 495) that make it easy to get anywhere in general.

While the con is that it's farther flung from the city than your other locations, it more than makes up for it in beauty. The beach and marsh environment is gorgeous, as is Newburyport and Ipswich if you go further south. My suggestion is to drive Route 1A from Salisbury to Salem to see the towns along the way. Spend some time in Newburyport.

Also, the quick access to the mountains in NH and Maine in general can't be beat if that's your thing too. It does get touristy in the summer due to the beach, but that can be pretty fun as there's a lot to do for restaurants/bars/entertainment without leaving the general area!

Good luck on your search!