Because margin isn’t free

Etrade offers me like 0.15% on cash so I transferred my 350k out 🤷‍♂️. I do like I can buy t-bills with 10x leverage on Etrade though so I left 50k there

I’m up 11% ytd as a bull but not feeling good risking my gains for another 3-5% when my cash is earning 4.15%. And would anyone else? Bearish

It’s just a crowded short. Everyone knew rates were going up months ago. Time to do that would have been 4-6 months ago.