CommunityKarma23 t1_jdtiub7 wrote on March 27, 2023 at 1:52 AM Reply to comment by limitless__ in Preparing to buy our first home by [deleted] If you’re seeing 655 scores on credit karma your mortgage score are most likely anywhere from 40-60 points lower. The bureaus use a different scoring model for consumer scores (what credit karma is showing) vs mortgage scores. Permalink Parent 83
CommunityKarma23 t1_jdtiub7 wrote
Reply to comment by limitless__ in Preparing to buy our first home by [deleted]
If you’re seeing 655 scores on credit karma your mortgage score are most likely anywhere from 40-60 points lower.
The bureaus use a different scoring model for consumer scores (what credit karma is showing) vs mortgage scores.