Cum_cuddle
Cum_cuddle t1_j6kwos4 wrote
Reply to comment by funghi2 in When to stop saving and start investing/paying off debt? by funghi2
What’s your mortgage payment and APR?
Cum_cuddle t1_j6kuzru wrote
Not enough info. What’s the apr rate on your auto loan? How much are you currently saving monthly?
Cum_cuddle t1_j6ku03v wrote
Reply to Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce
State is important. In Michigan for example once you’re married assets are split, so having her purchase on her own at a lower rate makes sense.
Look into your states marriage laws.
Cum_cuddle t1_j6kxm14 wrote
Reply to comment by funghi2 in When to stop saving and start investing/paying off debt? by funghi2
I would save to $70k before paying off loans faster than necessary. This replaces your primary earners wages for a full year in the event of a catastrophe.
I would also ensure your maxing out retirement contributions prior to paying off debt as you’re likely to getter a better return than you’re losing in interest on the vehicle.
Either way you’re doing fine.