DarmokTheNinja
DarmokTheNinja t1_j6nz690 wrote
Reply to Credit Score dropped 30 points because they choose the day after I used my credit card to report credit utilization? by rouge171
Don't worry about the number and just keep paying the bill.
DarmokTheNinja t1_j6nyyqj wrote
Reply to comment by MachoGarage in 401k loan for auto purchase? by [deleted]
How do you not have $15k in an emergency fund? Hell, I have that available and I make a small fraction of what you do.
DarmokTheNinja t1_j6nxt7g wrote
Reply to 401k loan for auto purchase? by [deleted]
Why not just get a used car loan? You can pay it off in like two months.
But sure, do something stupid with your 401k instead.
DarmokTheNinja t1_iubwpla wrote
Investing it in an index fund would be a retirement account, even if it's a taxable brokerage. If you want to use it in the next 1–5 years (say, for a nice vacation). then you want HYSA.
DarmokTheNinja t1_iu4ojls wrote
Reply to comment by 93195 in Trade in and use equity for newer car or keep and continue to fix old car? by SuddenlyCareless
Right? I don't understand why OP is even considering keeping the old car.
DarmokTheNinja t1_j6o39er wrote
Reply to comment by MachoGarage in 401k loan for auto purchase? by [deleted]
You refresh the emergency fund in like two months. This should be easy math.