Difficult_Art_4244

Difficult_Art_4244 t1_jae3wpi wrote

Discover 3.5% APY (not the highest) but they do offer a bonus of up to $200 if you deposit a min of 20k. $150 bonus for 15k if you don’t have 20k. They upped my initial apy of 3.3% twice in once month. 3.3-3.4 and 3.4-3.5 all within the past 2 weeks. I’ve only been with them for a month and have no issues with them. I did a lot of research and ended up settling with them. I would have gone ally but discover was offering the bonus money at the same apy

My top 3 were Ally, Discover, and Marcus. All reputable companies with great customer service. All around 3.5% right now. There are always going to be small no name companies offering 4.5-5% but usually money transfers take longer and customer service is sucky.

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