I wish I had the money and knowledge at 27 I do now at 40….but thanks for your replies and information man, I appreciate you taking the time.

And if there is? Say, an entire basement refinished and wired into that new panel? That world of hurt, is that ripping out drywall to inspect wiring or are we talking fines and legal penalties? Or more like, “hey you’re not insure for electrical fires now dummy”.

So uuhhh, let’s say, hypothetically, that a younger guy trying to save money hired a Licensed electrician to replace the panel but saved by doing it without a permit and making it a cash on the side job….so it was done safely, but without any official inspection. Would walls have to come down for a wiring inspection to get an ESA stamp or after 10 years and no fires is it just ok to forget it ever happened?