Then look into 529 plans. Pass through your tuition payments and you'll get some savings on state taxes.

Biobased transparent wood is much better than petrosynthetic opaque!

Apply for federal student loans. If you qualify the payments and interest are deferred while you're still in school.

The biggest reason is time. You only live once and basically no one looks back on life and says "I wish I spent more time at work."

Second is benefits. Lower pay in exchange for benefits. These can be literal benefits like health insurance, or quality of life benefits like shorter commutes or work from home or paid travel, whatever you value.

Third is feeling valued. I've left better paying jobs that treated me badly for work that made me feel appreciated every day! This isn't just an ego thing, it can affect your health and general happiness in positive or negative ways. Work satisfaction is really important.

Fourth is growth potential. My spouse hit a pay ceiling where raises were basically never going to happen. Took a pay cut for 2 years and now makes more than before.

And there are probably more reasons.

What I meant is "right-sizing" The big tech companies over-hired in order to starve smaller companies of the skilled workers they needed. They brought on employees who simply were not needed and sat un-utilized to monopolize the work force. Reading the news, people got the impression that these big tech companies needed mass layoffs to downsize into effectiveness, but that's not entirely correct.

But sure, they fired workers and it harmed real people.

>propaganda from corporate real estate companies

Nailed it! There's office space that needs renting!

The thing is, despite the big name tech companies right- sizing their workforce, the tech industry is still booming. Remote work is an important employment perk for many people and there are still plenty of places that offer it.

When it takes more than pulling the battery and/or unplugging to turn it off.

The article doesn't differentiate if this propaganda is directed at other nations or if it's primarily directed internally to their own people.

There is no relationship between income and financial literacy. For instance "Keeping up with the Joneses" really can mess up a budget as can status symbol spending. Much better to simply not care what other people think, drive an economy car, keep the dated interior design, etc etc etc.

He could get insurance outside the Healthcare marketplace.

You ask payroll the question if it's correct.

Many hospital systems have financial aid. Get him sorted out medically ASAP and then he'll have to figure out how to pay the bills. That's when he'd apply for financial aid. I'd also recommend getting health insurance asap. I'm not sure if new insurance would help with recovery from this injury, but worth looking into.

Many people suggest maxing out ibonds investment currently (That's 10k for the year) and after 12 months you can consider it part of your emergency fund.

Also max out your employer matched 401k (if eligible) and/or the 6k IRA for the year.

ibonds are popular currently. 10k max annually.