Ok folks. Your premium through your employer is not the cost of medical insurance. The cost all in is about 25,000 for a family plan. What else is higher in your family budget?

Health insurance for nonMedicare and nonMedicaid payers are charged at a higher rate than these two. In turn, they also pay more or less to providers, not just for the premiums. In order of lowest payouts to highest:

1. masshealth (25% of state population) aka medicaid
2. Medicare - senior citizen near universal coverage
3. private insurance mostly via employer
4. uninsured This is for payments to providers.#3 is heavily subsidizing #1 and #2 while also paying for #1 and #2 via taxes at federal and state level. We are all just bodies for medical industry and insurers to make money off of.

But do you fish or boat in anyway? How about Curling? Beach ain’t all that’s going on