A ton of people underestimate how physically demanding tennis is. It can wreak absolute havoc on your tendons/joints. For him to compete at this level for this long is nothing short of a miracle.

My sister-in-law was in the market for a house this month, they were looking at some in the $650,000 price range. Everything seemed to be going amazing, and then they randomly wanted around $135,000 down, because they said their $20k current debt is a "major risk". They check every other single box... they're essentially the perfect borrowers. It's crazy out there right now the hoops some places are having people jump through.

I believe they're now working with another mortgage officer who is giving them run-around.

Talked to my sister who graduated a few years ago, and she said she never had classes on it.

I did some Googling, it appears only 14 states require some type of personal finance course to graduate:

• Alabama — High school students must take a one-year career preparedness course that includes personal finance lessons.
• Florida — High school students are required to take a personal finance class to graduate.
• Georgia — High school students are required to take a financial literacy class in their 11th or 12th year to graduate.
• Iowa — All school districts require students to take at least one half-year personal financial literacy course beginning in 2022-23.
• Michigan — High school students must take a personal finance course before graduation to receive a diploma.
• Mississippi — Beginning in 2022, Mississippi will require students to take a college and career readiness course before graduation. Financial literacy is one of the units for students in that course.
• Missouri — Students must earn one-half credit in the area of personal finance to graduate.
• Nebraska — Beginning with the 2023-24 school year, students must take at least five hours of personal finance or financial literacy classes to graduate high school.
• North Carolina — Students are required to pass a personal finance class to graduate.
• Ohio — Students entering the ninth grade on or after July 1, 2022, must earn one-half credit of financial literacy to graduate.
• Rhode Island — The state is developing a plan to create statewide standards for financial literacy in public schools.
• Tennessee — High school students must take a half-year course in personal finance to graduate.
• Utah — All high school students must take a half-year course on personal finance topics as well as an end-of-course assessment administered by the state.
• Virginia — High school students must take one-year economics and personal finance course as a graduation requirement.

The amount of people who have shown to have a complete misunderstanding of compound interest in the last handful of months is honestly terrifying. This should be mandatory learning in our high schools.