Submitted by Firm_Bit t3_127q8l0 in personalfinance
Firm_Bit
Firm_Bit OP t1_jee57d9 wrote
Reply to comment by Grevious47 in Can 2 people live on net $60k in Seattle/East of Seattle? by Firm_Bit
We’d be at 65k after taxes and savings obligations. Does that change the picture any?
Thanks either way
Firm_Bit OP t1_jee53x3 wrote
Reply to comment by goldengooseiscooked in Can 2 people live on net $60k in Seattle/East of Seattle? by Firm_Bit
$60k post tax and savings is?
And thanks I’ll look up that area
Firm_Bit OP t1_jecwdkd wrote
Reply to comment by greyAbbot in Can 2 people live on net $60k in Seattle/East of Seattle? by Firm_Bit
Fair enough. I figured 65 is just what we’d be comfortable spending in total each year.
Submitted by Firm_Bit t3_1276507 in personalfinance
Firm_Bit t1_j2du9bs wrote
Reply to Credit Score Dropped by Certain-Border6209
To understand credit scores you need to understand the algos behind their calculation and it’s not really worth anyone’s time.
Just keep being financially responsible and it takes care of itself. No need to obsess over any single change.
Firm_Bit t1_j29s5rt wrote
You can speak to your employer about a raise after you do the math. It’d be nice to make what you were making before but in 40 hrs instead of 50.
If they don’t budge, you can just work more slowly and get even more OT pay.
If that doesn’t sit well, you have a fancy new promotion to put on a resume when you interview at other companies.
Firm_Bit t1_j29oklr wrote
Reply to Is my strategy missing anything? by McCallistersFurnace
Dope and beer. Otherwise looks ok. If you want to learn more the 3-fund portfolio is a good and easy start.
Firm_Bit t1_j1zbnrg wrote
Forget the credit card when budgeting.
Use it for daily purchases that are already in your budget.
Pay it off in time.
The credit line is not extra money. It’s $0 additional dollars. It’s just a pass-through so that you don’t pay cash or need to use your debit card.
Firm_Bit t1_j1zaxub wrote
Reply to Bonds or Stocks Which Way Do You Go? by verobynature
I don’t change my plan. Whatever allocation and if timeline you had you stick to.
Firm_Bit OP t1_iyb7kxm wrote
Reply to comment by Momofboog in Is the west coast (Seattle) really this much more expensive? by Firm_Bit
Dallas, which is a bit cheaper than Austin. The $325k number was comparing Dallas to Seattle.
Firm_Bit OP t1_iyb77kh wrote
Reply to comment by throwaway88310 in Is the west coast (Seattle) really this much more expensive? by Firm_Bit
Yeah that’s what we’re looking for too!
Can I ask, do you rent or own? In what area?
Firm_Bit OP t1_iyb6yq7 wrote
Reply to comment by cerebral_girl in Is the west coast (Seattle) really this much more expensive? by Firm_Bit
Can you expand on why? For is it’d be the hiking and the winter sports and the international city benefits (people and opportunities).
Submitted by Firm_Bit t3_z8dw4m in personalfinance
Firm_Bit t1_iwcp0o9 wrote
Reply to comment by Firm_Bit in Meta-analysis shows a strong association between loneliness and depressive symptoms in children and adolescents by chrisdh79
And it's interesting cuz a lot of other phenomenon seem to arise from these ideas.
For instance, there's a more readily accepted premise that men are only accepted if they're "useful". TONS of men feel this way. This is the next phase of what I mentioned above. Men (as a sub-group) begin to filter potential comrades/community members based on whether they could be adventure/hunt/fighting partners. Of course the "hunt" is not an actual hunt but a business, sports team, etc.
Firm_Bit t1_iwcoeec wrote
Reply to Meta-analysis shows a strong association between loneliness and depressive symptoms in children and adolescents by chrisdh79
A really interesting area of psych is the difference between what boys need to develop well vs what girls need.
For instance, boys need a "gang" and they need to go on "adventures" together. This is probably because they're meant to be learning to hunt/fight together. Girls seem to require wider social acceptance for psychological safety. What we call "doting on them".
Broad brush so not everyone follows these norms, but I think it is important to acknowledge that there are some norms.
Firm_Bit OP t1_jef4i5y wrote
Reply to comment by Grevious47 in Can 2 people live on net $60k in Seattle/East of Seattle? by Firm_Bit
Thanks for this insight. I appreciate it.